License to Use, Copy Or Link to IOBA's book terminology page: All of the material contained on this page is copyrighted 2002 by IOBA. You may copy this material or link to this page for free provided you agree that: (1) IOBA retains all rights to the material of this text (2) This license is for the text of the material which must be used in its entirety without abridgement or additions. You agree not to alter, modify or otherwise change the wording, content or context in any way, substance or form without the prior written consent of IOBA. (3) no user must have to pay any value or money to access this information, though if a site is a members-only type website, which may or may not charge dues or similar for access to the entire site, this is acceptable. (4) specific attribution to IOBA as the source of the information and acknowledgement of the copyright owned by IOBA is always printed or displayed in a legible manner by the user. (5) this agreement does not extend to any other form of publication but as an online webpage, and permission for any further or other use must be requested from IOBA (6) this agreement applies only to the IOBA book terminology page, and no other material owned or distributed by IOBA. (7) a link on the same page to www.ioba.org is required. (8) Nothing in this Agreement shall be deemed to provide the licensee with any right, interest or license to use or duplicate any marks, trademarks or symbols owned by IOBA without a specific written agreement from IOBA. (9) That IOBA retains ownership of the above text and you are granted a non-exclusive license to the use of this material, and agree to discontinue its use within 10 days of notice at the request of an officer of IOBA for any reason, which shall be at the sole discretion of IOBA.